The cost of a homebirth with a private midwife can range from around $3500-$6000.This includes pregnancy, labour, birth and postnatal care for up to six weeks.
If you have private health insurance, the cost might be partly covered. You can also claim the cost and possibly get a medical expense rebate as part of your tax assessment. If you have a private midwife who has a Medicare provider number, you can get rebates (around $1000-$1800) for care given during pregnancy and after the birth, but not at the birth.
If you choose a private homebirth midwife, check exactly what the midwife’s fee includes. For example, it might include a second midwife coming for the birth and hire of a birth pool.
A few hospitals and birth centres now offer Medicare-funded homebirths as an option for some women. This cost can range from around $0-$1500.
Here are some of the costs you can expect with a Medicare-funded homebirth:
- Medicare covers (or partly covers) the cost of your pregnancy and homebirth care.
- There might be a cost for tests and ultrasound scans. You can often get some money back from Medicare.
- You might have to pay for birth classes, if you choose to go to them.
- If you hire a doula, there’ll be a cost, which depends on the doula’s experience, level of care and involvement in your pregnancy.
- Check with your midwife about any other costs. It’s good to be clear from the beginning so there are no expensive surprises.